2025 계리직 보험일반 기본서

PART 01 보험개론

Chapter 01 보험일반 이론
01 위험관리와 보험 ························································································02
02 보험의 기능과 종류 ···················································································05
03 생명보험의 역사 ························································································07
Chapter 02 생명보험 이론
01 생명보험 계약 ····························································································10
02 생명보험의 기본원리 ·················································································13
03 보험료 계산의 기초(3이원방식, 현금흐름방식) ·········································14
04 영업보험료의 구성 ·····················································································16
05 언더라이팅과 클레임 ·················································································19
06 생명보험 세제 ····························································································27
Chapter 03 보험윤리와 소비자보호
01 보험영업윤리 ······························································································34
02 보험범죄 방지활동 ·····················································································40
03 보험모집 준수사항 ·····················································································44
04 보험소비자 보호 ························································································49
Chapter 04 생명보험과 제3보험
01 생명보험 개요 ····························································································52
02 생명보험 상품 ····························································································53
03 생명보험 개요 ····························································································56
04 생명보험 상품 ····························································································61
Chapter 05 보험계약법(인보험편)
01 의 의 ··········································································································70
02 법적성질 ·····································································································71
03 특 성 ········································································································72
04 요 소 ··········································································································73
05 성립과 체결 ·······························································································74
06 철회, 무효, 취소, 실효 ··············································································76
07 고지의무 ·····································································································80
08 효 과 ········································································································84
09 부 활 ··········································································································88
Chapter 06 우체국보험 일반현황
01 연 혁 ··········································································································90
02 업무범위 ·····································································································92
03 소관법률 및 근거 ····················································································94
04 역할 (사회공헌) ························································································96
Chapter 07 리스크관리 및 자금운영
01 리스크 관리 ·······························································································98
02 우체국보험 재무건전성 관리 ·····································································100
03 우체국보험 자금운용 등 ············································································102

제1편 기출예상문제 ▷ 105


PART 02 우체국보험 제도

Chapter 08 우체국보험 모집 및 언더라이팅
01 우체국보험 모집 준수사항 ·······································································124
02 우체국보험 모집자 ·····················································································129
03 보험계약의 청약 및 언더라이팅(청약심사) ················································132
04 보험계약의 성립과 효력 ············································································139
Chapter 09 우체국보험 계약유지 및 보험금지급
01 계약유지업무 ······························································································142
02 보험계약의 효력상실 및 부활 ···································································150
03 보험계약의 변경 및 계약자의 임의해지 ···················································152
04 고지의무 ·····································································································154
05 환급금 대출 ·······························································································155
06 보험금 지급 ·······························································································157

제2편 기출예상문제 ▷ 160

PART 03 우체국보험 상품

Chapter 10 우체국보험 상품
01 개요 ··········································································································174
02 보장성 상품 ·······························································································176
03 저축성 상품 ······························································································316
04 연금보험 ·····································································································323
05 우체국보험 관련 세제 ················································································335

제3편 기출예상문제 ▷ 344