2025 계리직 공무원 기본서 예금일반

1. 금융 개론
CHAPTER 01 | 금융경제 일반
1. 국민경제의 순환과 금융의 역할 ······················································ 4
2. 주요 금융경제 지표 ······································································ 11
3. 금융시장 ······················································································ 22

CHAPTER 02 | 금융회사와 금융상품
1. 금융회사 ······················································································· 31
2. 금융상품 ······················································································· 40

CHAPTER 03 | 저축과 금융투자에 대한 이해
1. 개요 ···························································································· 62
2. 저축의 기초 ················································································· 64
3. 투자의 기초 ················································································· 67
4. 주식투자 ······················································································ 76
5. 채권투자 ······················································································ 85
6. 증권분석 ······················································································ 93

CHAPTER 04 | 우체국금융 일반현황
1. 연혁 ··························································································· 102
2. 업무범위 ····················································································· 103
3. 역할 ··························································································· 105
4. 소관 법률 ··················································································· 107
개념정리 OX 문제 ··········································································· 108
실전 확인 학습 ················································································ 111

2. 우체국금융제도
CHAPTER 01 | 예금업무 개론
1. 예금계약 ···················································································· 124
2. 예금거래의 상대방 ······································································ 130
3. 예금의 입금과 지급 ···································································· 137
4. 예금의 관리 ··············································································· 145

CHAPTER 02 | 내부통제 및 금융소비자보호
1. 내부통제 ··················································································· 159
2. 금융실명거래 원칙 및 방법 ························································· 162
3. 금융거래에 대한 비밀보장 ··························································· 166
4. 자금세탁방지제도 ······································································· 169
5. 금융소비자보호 ·········································································· 177

CHAPTER 03 | 예금관련법
1. 예금자보호 ·················································································· 182
2. 금융소득 종합과세 ······································································ 186
3. 금융정보자동교환 협정 ································································ 194
개념정리 OX 문제 ··········································································· 198
실전 확인 학습 ················································································ 201

3. 우체국금융상품
CHAPTER 01 | 우체국금융 상품
1. 예금상품 ···················································································· 214
2. 카드상품(체크카드) ······································································ 232
3. 펀드상품 ···················································································· 240

CHAPTER 02 | 우체국금융 서비스
1. 전자금융 ···················································································· 244
2. 통합멤버십 ················································································· 251
3. 우편환⋅대체 ·············································································· 252
4. 외국환 ······················································································· 252
5. 제휴서비스 ················································································· 255

CHAPTER 03 | 전자금융
1. 전자금융의 의의 ········································································· 260
2. 전자금융의 특징 ········································································· 261
3. 전자금융의 발전과정 ··································································· 263
4. 인터넷뱅킹서비스 ········································································ 266
5. 모바일뱅킹 서비스 ······································································ 270
6. 텔레뱅킹 서비스 ········································································· 272
7. CD/ATM 서비스 ········································································ 275
8. 신용카드, 직불카드, 체크카드, 선불카드 ······································· 278
개념정리 OX 문제 ·········································································· 287
실전 확인 학습 ··············································································· 291

4. 부록
PART 04 | 부록
1. 우체국 예금거래 기본약관 ·························································· 302
2. 입출금이 자유로운 예금약관 ······················································· 307
3. 거치식 예금약관 ········································································ 308
4. 적립식 예금약관 ········································································ 309
5. 금율실명거래 및 비밀보장에 관한 법률 ········································ 310
6. 우체국예금⋅보험에 관한 법률 ···················································· 316
7. 우체국예금⋅보험에 관한 법률 시행령 ·········································· 326
8. 우체국예금⋅보험에 관한 법률 시행규칙 ······································· 330